We understand that buying your house is one of the biggest financial decisions of your life so instead of asking you to answer a host of impersonal questions, we prefer to discuss your needs and priorities with you before providing any advice and recommending a suitable mortgage product. This can be just a quick chat on the phone or if you prefer, a face to face meeting at our offices or elsewhere if mutually convenient.

 

We do not believe you can find the right mortgage by ticking some boxes, looking at a few interest rates, and then making a decision based purely on the cheapest rate. This may well be right for some clients but often the cheapest rates are only available if you also meet a number of other criteria. For example there is no point in applying for a mortgage and completing application forms if the property is of non standard construction as many lenders will not loan money on this type of property.

With help and advice from a real person available at all stages of the process, we will consider the thousands of mortgage products available from hundreds of lenders, read the small print and expose any hidden fees before recommending a suitable one for you

Your home may be repossessed if you do not keep up repayments on your mortgage. Most forms of Buy to let mortgages are not regulated by the Financial Conduct Authority.