Self Employed Mortgage

As a self-employed professional, getting a mortgage can be challenging. Banks and lenders may not take a holistic view of your income or accurately assess affordability based on your total earnings.

As a result, you could end up with a loan that doesn’t reflect your true borrowing potential; with an interest rate that penalises you just for being self-employed.

Because of the wide variation of circumstances for self employed mortgage applicants, and the massive variations in how mortgage lenders treat the self employed, you need someone with experience and expansive knowledge to handle your application successfully.

Your home may be repossessed if you do not keep up repayments on your mortgage. Most forms of Buy to let mortgages are not regulated by the Financial Conduct Authority.